Due to his good credit history, Francis was able to purchase a home with a good interest rate on his loan. Assuming Francis has the ability to choose the length of his loan and the amount of the down payment, what method would help Francis decrease the total cost of the loan? Select the best answer from the choices provided. reducing the down payment increasing the length of the loan increasing the length of the loan and reducing the down payment reducing the length of the loan and increasing the down payment
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